First time buyer? No need to worry - Nissan's Entry Buyer Program can help people with little credit get approved. Let us help you drive away in your first Nissan vehicle!


  • Credit History - no prior auto loans, no derogatory credit, minimum of a 600 score on all applicants
  • Income - verifiable monthly income of $2000 per month, payment-to-income ratio maximum of 18%, debt-to-income ratio of 50%, proof of income necessary prior to approval and three complete references
  • Minimum Customer Down Payment of $1000 cash or trade equity (Customer, Bonus, Holiday and Captive Cash does not count towards this requirement)
  • Maximum amount financed (line 5) of $20,000, standard Flat Fee applies (no rate mark-up), tier score equals tier approved (no bumps) and maximum terms as published for retail and up to 48 months for lease
  • Max advance is 100% for Tiers 1-3, 90% for Tiers 4-6 and 80% for Tiers 7-8. Tier 9 applicants will not be considered under this program.

Additional restrictions may apply. To get more details, please contact one of our friendly representatives.


* Indicates a required field


Nissan Kia of Middletown

4961 Route 17M
Directions New Hampton, NY 10958

  • Sales: 845-374-6555
  • Service: 845-374-6565
  • Parts: 845-374-6575


  • Monday 9am - 8pm
  • Tuesday 9am - 8pm
  • Wednesday 9am - 8pm
  • Thursday 9am - 8pm
  • Friday 9am - 6pm
  • Saturday 9am - 5pm
  • Sunday 11am - 4pm