First time buyer? No need to worry - Nissan's Entry Buyer Program can help people with little credit get approved. Let us help you drive away in your first Nissan vehicle!


  • Credit History - no prior auto loans, no derogatory credit, minimum of a 600 score on all applicants
  • Income - verifiable monthly income of $2000 per month, payment-to-income ratio maximum of 18%, debt-to-income ratio of 50%, proof of income necessary prior to approval and three complete references
  • Minimum Customer Down Payment of $1000 cash or trade equity (Customer, Bonus, Holiday and Captive Cash does not count towards this requirement)
  • Maximum amount financed (line 5) of $20,000, standard Flat Fee applies (no rate mark-up), tier score equals tier approved (no bumps) and maximum terms as published for retail and up to 48 months for lease
  • Max advance is 100% for Tiers 1-3, 90% for Tiers 4-6 and 80% for Tiers 7-8. Tier 9 applicants will not be considered under this program.

Additional restrictions may apply. To get more details, please contact one of our friendly representatives.



Nissan Kia of Middletown

4961 Route 17M
Directions New Hampton, NY 10958

  • Sales: 845-374-6555
  • Service: 845-374-6565
  • Parts: 845-374-6575


  • Monday 9am - 8pm
  • Tuesday 9am - 8pm
  • Wednesday 9am - 8pm
  • Thursday 9am - 8pm
  • Friday 9am - 6pm
  • Saturday 9am - 5pm
  • Sunday 11am - 4pm